Need an appraisal in Katy or Fort Bend County?

The top reasons TX homeowners call on Bradshaw Appraisals LLC :

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge Fort Bend county's assessment of your propertyworth
To reduce their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in TX by determining the true market value of property in question

Own a house in or near Katy, TX and need help determining the value of it?
Contact Bradshaw Appraisals LLC .

At Bradshaw Appraisals LLC , we understand the unique needs of a customer in need of appraisal services. Our customary business clients are used to the appraisal process and the usual reporting formats. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Bradshaw Appraisals LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Bradshaw Appraisals LLC , we're qualified in helping homeowners just like you dismiss unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is going down. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Bradshaw Appraisals LLC is your #1 weapon.

HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Bradshaw Appraisals LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a seasoned expert double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Bradshaw Appraisals LLC offers field reviews where we go out and check the subject and comps. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.